Safe and transparent financing

Bring your projects to life with a tailored loan

Personal, home, business and consumer loans at a fixed rate of 3%. 100% online application.

Fixed rate 3%
Constant instalment for the whole term
Fast
Pre-approval in 24-48 h
Secure
Data protected and handled with care
Transparent
No hidden fees
Our solutions

A loan for every need

Choose the option that suits you best. All our financing comes at a fixed rate of 3%.

Rate 3%

Personal Loan

Cash for any of your projects, with no set purpose

Amount1.000,00 € – 75.000,00 €
Term12 – 120 months
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Rate 3%

Home Loan

Buy, build or renovate the home of your dreams

Amount30.000,00 € – 500.000,00 €
Term60 – 300 months
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Rate 3%

Business Loan

Grow your business with the right capital

Amount5.000,00 € – 500.000,00 €
Term12 – 180 months
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Rate 3%

Car Loan

Your new car, right away and with light instalments

Amount3.000,00 € – 100.000,00 €
Term12 – 96 months
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Rate 3%

Home Improvement Loan

Renovate, upgrade and boost the value of your home

Amount2.000,00 € – 150.000,00 €
Term12 – 180 months
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Rate 3%

Travel Loan

Leave now, the trip of your dreams awaits

Amount1.000,00 € – 30.000,00 €
Term6 – 60 months
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Rate 3%

Consumer Credit

Big purchases, spread out with ease

Amount500,00 € – 50.000,00 €
Term6 – 84 months
Learn more
Simple and fast

How it works

Simulate

Check your eligibility and calculate the instalment in seconds.

Apply

Fill in the online form and upload your documents securely.

Review

An advisor reviews the file and replies to you quickly.

Sign

Receive the contract in your language and get the financing.

Protection included

Your loan, always protected

Every HELIOTECH loan can be paired with optional insurance cover that protects you and your loved ones in case of unforeseen events, ensuring peace of mind throughout repayment.

  • Cover of the outstanding capital
  • Protection in case of unexpected events
  • Clear and transparent terms
Request a consultation
3%
Fixed rate
24-48h
Response time
7
Loan types
100%
Online
What they say

What our clients say

4,9/5 · over 100 verified reviews

ME
Marco E.Napoli · 01/01/2025

I financed my new car with no difficulty, recommended!

GG
Giulia G.Madrid · 04/02/2026

Simple, fast and safe. I will definitely come back.

LW
Luca W.Amburgo · 07/03/2025

Really competitive rate and no hidden fees, very satisfied.

SB
Sofia B.Varsavia · 10/04/2026

File approved in 48 hours, I couldn't believe it. Thank you!

AG
Alessandro G.Firenze · 13/05/2025

Personal loan obtained stress-free, everything smooth.

CL
Chiara L.Anversa · 16/06/2026

Excellent customer support, they guided me step by step.

Ready to bring your projects to life?

Complete the online application in a few minutes. No obligation, fast reply.

Start your application
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