/* ==================================================================
   HELIOTECH HOLDING – Design system prestiti (v3)
   ================================================================== */
:root{
  --navy:#0d1b4c; --navy-700:#152a6b; --navy-600:#1f3a86;
  --gold:#e0b03b; --gold-600:#c8992a; --gold-100:#f7eccf;
  --ink:#1f2740; --muted:#5b6480; --line:#e6e9f2;
  --bg:#ffffff; --bg-soft:#f4f6fb; --bg-blue:#eaf0ff;
  --ok:#1c8f5a; --ok-bg:#e4f6ec; --warn:#b7791f; --warn-bg:#fdf3df;
  --no:#c0392b; --no-bg:#fbe9e7; --info:#2563b8; --info-bg:#e4eefb;
  --font:'Segoe UI',system-ui,-apple-system,Roboto,Helvetica,Arial,sans-serif;
  --h1:clamp(1.9rem,4.5vw,3.2rem); --h2:clamp(1.45rem,3.2vw,2.25rem); --h3:1.2rem;
  --radius:14px; --radius-lg:22px;
  --shadow:0 10px 30px rgba(13,27,76,.08); --shadow-lg:0 20px 50px rgba(13,27,76,.16);
  --container:1180px; --header-h:54px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.6;overflow-x:hidden;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;display:block}
a{color:var(--navy-600);text-decoration:none}
a:hover{color:var(--gold-600)}
h1,h2,h3,h4{color:var(--navy);line-height:1.2;margin:.2em 0 .5em}
h1{font-size:var(--h1)} h2{font-size:var(--h2)} h3{font-size:var(--h3)}
p{margin:0 0 1rem}
.container{width:100%;max-width:var(--container);margin:0 auto;padding:0 20px}
.skip-link{position:absolute;left:-999px}
.skip-link:focus{left:12px;top:12px;background:#fff;padding:8px 14px;border-radius:8px;z-index:999}
.text-center{text-align:center}
.muted{color:var(--muted)}
section{padding:clamp(2.2rem,6vw,4.4rem) 0}

/* ---------- Bottoni ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;font-weight:700;border:2px solid transparent;
  padding:.85rem 1.5rem;border-radius:999px;cursor:pointer;transition:.2s;font-size:1rem;line-height:1.1;text-align:center}
.btn-sm{padding:.5rem 1rem;font-size:.86rem}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:var(--gold-600);color:#fff;transform:translateY(-2px)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-700);color:#fff;transform:translateY(-2px)}
.btn-outline{background:transparent;border-color:var(--navy);color:var(--navy)}
.btn-outline:hover{background:var(--navy);color:#fff}
.btn-ghost{background:rgba(255,255,255,.92);color:var(--navy);border-color:transparent}
.btn-ghost:hover{background:#fff;transform:translateY(-2px)}
.btn-block{display:flex;width:100%}

/* ---------- Header / Nav ---------- */
.site-header{position:sticky;top:0;z-index:100;background:var(--navy);color:#fff;box-shadow:0 4px 20px rgba(13,27,76,.25)}
.header-inner{display:flex;align-items:center;justify-content:space-between;min-height:var(--header-h);gap:1rem;padding:22px 0}
.brand{display:inline-flex;flex:0 0 auto}
.logo{display:inline-flex;align-items:center;gap:.55rem}
.logo-text{font-weight:800;font-size:1.1rem;letter-spacing:.3px;white-space:nowrap}
.main-nav{display:flex;align-items:center;gap:1.4rem}
.main-nav>ul{display:flex;align-items:center;gap:.3rem;list-style:none;margin:0;padding:0}
.main-nav>ul>li>a{color:#dfe4f5;font-weight:600;padding:.4rem .7rem;border-radius:8px;display:inline-flex;align-items:center;gap:.35rem}
.main-nav>ul>li>a:hover,.main-nav>ul>li>a.active{color:#fff;background:rgba(255,255,255,.1)}
.nav-actions{display:flex;align-items:center;gap:.9rem}
.has-drop{position:relative}
.drop-menu{position:absolute;top:100%;left:0;min-width:250px;background:#fff;border-radius:12px;box-shadow:var(--shadow-lg);
  list-style:none;margin:.4rem 0 0;padding:.5rem;opacity:0;visibility:hidden;transform:translateY(8px);transition:.2s}
.has-drop:hover .drop-menu,.has-drop.open .drop-menu{opacity:1;visibility:visible;transform:translateY(0)}
.drop-menu a{display:flex;align-items:center;gap:.6rem;color:var(--ink);padding:.6rem .8rem;border-radius:8px;font-weight:600}
.drop-menu a:hover{background:var(--bg-blue);color:var(--navy)}
.drop-menu .ico{color:var(--gold-600)}
.nav-toggle{display:none;background:transparent;border:0;color:#fff;cursor:pointer;padding:6px}

/* Selettore lingua */
.lang-switcher{position:relative}
.lang-btn{display:inline-flex;align-items:center;gap:.4rem;background:rgba(255,255,255,.12);color:#fff;border:0;
  padding:.42rem .8rem;border-radius:999px;cursor:pointer;font-weight:600;font-size:.85rem}
.lang-btn:hover{background:rgba(255,255,255,.22)}
.lang-menu{position:absolute;right:0;top:110%;background:#fff;border-radius:12px;box-shadow:var(--shadow-lg);
  list-style:none;margin:0;padding:.4rem;max-height:340px;overflow:auto;width:210px;display:none;z-index:120}
.lang-menu.open{display:block}
.lang-menu a{display:block;padding:.45rem .7rem;border-radius:8px;color:var(--ink);font-size:.9rem}
.lang-menu a:hover{background:var(--bg-blue)}

/* ---------- Immagini di sfondo comuni ---------- */
.crumb-hero,.hero-slider .slide,.loan-img,.media-img{background-size:cover;background-position:center;background-repeat:no-repeat}

/* ---------- HERO SLIDER ---------- */
.hero-slider{position:relative;overflow:hidden;background:var(--navy);padding:0}
.hero-slider .slides{position:relative;height:clamp(470px,60vh,600px)}
.hero-slider .slide{position:absolute;inset:0;display:flex;align-items:center;opacity:0;visibility:hidden;
  transform:scale(1.05);transition:opacity .9s ease,transform 7s ease;pointer-events:none}
.hero-slider .slide.is-active{opacity:1;visibility:visible;transform:scale(1);pointer-events:auto}
.slide-inner{color:#fff;padding-top:1rem;padding-bottom:1rem}
.slide-inner h1{color:#fff;margin:.3rem 0 .6rem;max-width:17ch}
.slide-inner .lead{color:#e9edfb;font-size:clamp(1rem,1.6vw,1.2rem);max-width:40ch}
.slide-inner .pill{background:rgba(255,255,255,.18);color:#fff}
.slide-inner .hero-cta{margin-top:1.5rem}
.is-active .slide-inner{animation:heroUp .9s ease both}
@keyframes heroUp{from{opacity:0;transform:translateY(24px)}to{opacity:1;transform:none}}
.slider-arrow{position:absolute;top:50%;transform:translateY(-50%);z-index:5;background:rgba(255,255,255,.18);
  color:#fff;border:0;width:46px;height:46px;border-radius:50%;font-size:1.2rem;cursor:pointer;transition:.2s;display:grid;place-items:center}
.slider-arrow:hover{background:var(--gold);color:var(--navy)}
.slider-arrow.prev{left:16px}.slider-arrow.next{right:16px}
.slider-dots{position:absolute;bottom:20px;left:50%;transform:translateX(-50%);display:flex;gap:.5rem;z-index:5}
.slider-dots .dot{width:11px;height:11px;border-radius:50%;border:2px solid #fff;background:transparent;cursor:pointer;padding:0;transition:.25s}
.slider-dots .dot.is-active{background:var(--gold);border-color:var(--gold);width:28px;border-radius:6px}

/* ---------- Breadcrumb hero ---------- */
.crumb-hero{color:#fff;padding:clamp(2.6rem,7vw,4.6rem) 0 clamp(2rem,4vw,3rem);background-color:var(--navy)}
.crumb-inner{position:relative;z-index:2}
.crumb-hero h1{color:#fff;margin:.3rem 0 .4rem}
.crumb-hero .lead{color:#e9edfb;max-width:60ch}
.crumbs{font-size:.88rem;font-weight:600;color:#c7cfe8;display:flex;flex-wrap:wrap;gap:.35rem;align-items:center}
.crumbs a{color:#e9edfb}.crumbs a:hover{color:var(--gold)}
.crumbs .sep{color:#8f9bc4}.crumbs .current{color:var(--gold)}

/* ---------- Sezioni ---------- */
.section-head{max-width:640px;margin:0 auto 2.2rem;text-align:center}
.section-head .eyebrow,.eyebrow{color:var(--gold-600);font-weight:800;text-transform:uppercase;letter-spacing:2px;font-size:.78rem}
.bg-soft{background:var(--bg-soft)}
.bg-blue{background:var(--bg-blue)}
.pill{display:inline-flex;align-items:center;gap:.4rem;background:var(--bg-blue);padding:.4rem .9rem;border-radius:999px;font-size:.85rem;font-weight:600}
.pill .ico{color:var(--gold)}
.hero-cta{display:flex;flex-wrap:wrap;gap:.75rem}

/* Griglie / card */
.grid{display:grid;gap:1.5rem}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.5rem;box-shadow:var(--shadow);transition:.25s}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.loan-card{padding:0;overflow:hidden;display:flex;flex-direction:column}
.loan-card .loan-img{display:block;height:180px;position:relative}
.loan-card .loan-img .rate-tag{position:absolute;top:12px;left:12px;margin:0;background:var(--navy);color:#fff;box-shadow:var(--shadow);font-weight:700;padding:.3rem .8rem;border-radius:999px;font-size:.78rem}
.loan-card .loan-body{padding:1.4rem;display:flex;flex-direction:column;flex:1}
.loan-card h3{margin:0 0 .3rem}
.loan-card .card-link{font-weight:700;display:inline-flex;align-items:center;gap:.3rem;margin-top:auto;padding-top:.7rem}
.spec-row{display:flex;justify-content:space-between;gap:1rem;padding:.45rem 0;border-bottom:1px dashed var(--line)}
.spec-row:last-child{border-bottom:0}.spec-row b{color:var(--navy)}

/* Feature / step */
.feature{display:flex;gap:1rem;align-items:flex-start}
.feature .f-ico{flex:0 0 auto;width:48px;height:48px;border-radius:12px;background:var(--navy);color:var(--gold);display:grid;place-items:center}
.steps{counter-reset:step}
.step{position:relative;padding-left:3.4rem}
.step::before{counter-increment:step;content:counter(step);position:absolute;left:0;top:0;width:2.4rem;height:2.4rem;border-radius:50%;background:var(--gold);color:var(--navy);font-weight:800;display:grid;place-items:center}

/* Pagina prestito */
.loan-hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:2.4rem;align-items:center}
.loan-intro{padding:clamp(2rem,5vw,3rem) 0}
.rate-big{display:inline-block;font-size:2.1rem;font-weight:800;color:var(--gold-600);margin-bottom:.4rem}
.media-img{border-radius:var(--radius-lg);min-height:340px;box-shadow:var(--shadow-lg)}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem}
.list-check{list-style:none;padding:0;margin:0}
.list-check li{display:flex;gap:.6rem;align-items:flex-start;padding:.35rem 0}
.list-check li .ico{color:var(--ok);flex:0 0 auto;margin-top:2px}
.spec-box{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.4rem}
.badge-strip{display:flex;flex-wrap:wrap;gap:1rem;margin-top:1rem}

/* Form */
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:clamp(1.3rem,3vw,2.2rem);box-shadow:var(--shadow)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem}
.field{display:flex;flex-direction:column;gap:.35rem;margin-bottom:.2rem}
.field.full{grid-column:1/-1}
.field label{font-weight:600;color:var(--navy);font-size:.92rem}
.field .req{color:var(--no)}
input,select,textarea{width:100%;padding:.8rem .9rem;border:1.5px solid var(--line);border-radius:10px;font:inherit;color:var(--ink);background:#fff;transition:.15s}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--navy-600);box-shadow:0 0 0 3px rgba(31,58,134,.12)}
textarea{min-height:120px;resize:vertical}
.hint{font-size:.8rem;color:var(--muted)}
.file-drop{border:2px dashed var(--navy-600);border-radius:12px;padding:1.1rem;background:var(--bg-blue);display:flex;gap:.8rem;align-items:center;cursor:pointer}
.file-drop .ico{color:var(--navy);flex:0 0 auto}
.file-drop input{display:none}
input[type=range]{padding:0;accent-color:var(--gold-600)}
.range-wrap output{font-weight:800;color:var(--gold-600)}

/* Risultato / kpi */
.result-box{border-radius:var(--radius);padding:1.5rem;margin-top:1.2rem;border:1px solid var(--line)}
.result-ok{background:var(--ok-bg);border-color:#bfe7cf}
.result-no{background:var(--no-bg);border-color:#f3c9c3}
.result-box h3{margin-top:0}
.kpi-row{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin-top:1rem}
.kpi{background:#fff;border-radius:12px;padding:1rem;text-align:center;border:1px solid var(--line)}
.kpi .val{font-size:1.35rem;font-weight:800;color:var(--navy)}
.kpi .lab{font-size:.8rem;color:var(--muted)}

/* Tabelle */
.table-wrap{overflow-x:auto;border-radius:var(--radius);border:1px solid var(--line);-webkit-overflow-scrolling:touch}
table.data{width:100%;border-collapse:collapse;min-width:560px;background:#fff}
table.data th,table.data td{padding:.7rem .9rem;text-align:right;border-bottom:1px solid var(--line);font-size:.9rem}
table.data th:first-child,table.data td:first-child{text-align:left}
table.data thead th{background:var(--navy);color:#fff;position:sticky;top:0}
table.data tbody tr:nth-child(even){background:var(--bg-soft)}
table.data tfoot td{font-weight:800;background:var(--gold-100)}

/* Badge / flash */
.badge{display:inline-flex;align-items:center;gap:.35rem;padding:.3rem .7rem;border-radius:999px;font-size:.8rem;font-weight:700}
.badge-ok{background:var(--ok-bg);color:var(--ok)}
.badge-no{background:var(--no-bg);color:var(--no)}
.badge-warn{background:var(--warn-bg);color:var(--warn)}
.badge-info{background:var(--info-bg);color:var(--info)}
.badge-wait{background:#eceffb;color:var(--navy-600)}
.flash{margin:1rem 0;padding:.9rem 1.2rem;border-radius:10px;font-weight:600}
.flash-success{background:var(--ok-bg);color:var(--ok)}
.flash-error{background:var(--no-bg);color:var(--no)}
.flash-info{background:var(--info-bg);color:var(--info)}

/* CTA band */
.cta-band{background:linear-gradient(120deg,var(--navy),var(--navy-600));color:#fff;border-radius:var(--radius-lg);padding:clamp(1.8rem,4vw,3rem);text-align:center}
.cta-band h2{color:#fff}
.cta-band .lead{color:#d8def3;max-width:52ch;margin:0 auto 1.4rem}

/* Footer */
.site-footer{background:var(--navy);color:#c7cfe8;margin-top:2rem}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:2rem;padding:3rem 0 2rem}
.footer-col h4{color:#fff;margin-bottom:1rem}
.footer-col ul{list-style:none;margin:0;padding:0}
.footer-col ul li{margin-bottom:.5rem}
.footer-col a{color:#c7cfe8}.footer-col a:hover{color:var(--gold)}
.footer-about{margin-top:1rem;font-size:.92rem}
.footer-legal-mini{font-size:.8rem;color:#96a1c8}
.footer-contacts li{display:flex;gap:.5rem;align-items:flex-start;font-size:.9rem}
.footer-contacts .ico{color:var(--gold);flex:0 0 auto;margin-top:2px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding:1.2rem 0;font-size:.8rem}
.footer-bottom .container{display:flex;flex-wrap:wrap;gap:1rem;justify-content:space-between;align-items:center}
.footer-warn{color:#8f9bc4;max-width:60ch}

/* WhatsApp float */
.wa-float{position:fixed;right:16px;bottom:16px;z-index:200;display:inline-flex;align-items:center;gap:.5rem;
  background:#25d366;color:#fff;padding:.7rem 1.1rem;border-radius:999px;font-weight:700;box-shadow:0 12px 30px rgba(37,211,102,.4)}
.wa-float:hover{color:#fff;transform:translateY(-3px)}
.wa-float .ico{color:#fff}

/* Mappa / legal */
.map-embed{border:0;width:100%;height:360px;border-radius:var(--radius);box-shadow:var(--shadow)}
.legal{max-width:820px;margin:0 auto}
.legal h2{margin-top:2rem}.legal h3{margin-top:1.4rem}

/* Animazioni */
.reveal{opacity:0;transform:translateY(26px);transition:opacity .7s ease,transform .7s ease}
.reveal.in{opacity:1;transform:none}
.reveal-d1{transition-delay:.08s}.reveal-d2{transition-delay:.16s}

/* ==================================================================
   RESPONSIVE
   ================================================================== */
@media (max-width:1024px){
  .grid-4{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:960px){
  .grid-3{grid-template-columns:repeat(2,1fr)}
  .loan-hero-grid,.two-col{grid-template-columns:1fr}
  .media-img{min-height:280px;order:-1}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:820px){
  .nav-toggle{display:inline-flex}
  .main-nav{position:fixed;inset:var(--header-h) 0 auto 0;background:var(--navy);flex-direction:column;align-items:stretch;
    gap:0;padding:1rem 20px 1.4rem;max-height:calc(100dvh - var(--header-h));overflow:auto;
    transform:translateY(-140%);transition:transform .3s;box-shadow:0 20px 40px rgba(0,0,0,.3)}
  .main-nav.open{transform:translateY(0)}
  .main-nav>ul{flex-direction:column;align-items:stretch;gap:.15rem}
  .main-nav>ul>li>a{padding:.9rem .6rem;font-size:1.05rem}
  .drop-menu{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;background:rgba(255,255,255,.06);
    max-height:0;overflow:hidden;padding:0;margin:0;transition:max-height .3s}
  .has-drop.open .drop-menu{max-height:640px;padding:.4rem;margin:.3rem 0}
  .drop-menu a{color:#dfe4f5}
  .drop-menu a:hover{background:rgba(255,255,255,.12);color:#fff}
  .drop-menu .ico{color:var(--gold)}
  .nav-actions{flex-direction:column;align-items:stretch;gap:.8rem;margin-top:1rem}
  .lang-switcher,.lang-btn{width:100%;justify-content:center}
  .lang-menu{width:100%;left:0;right:auto}
}
@media (max-width:640px){
  :root{--header-h:58px}
  .container{padding:0 22px}
  .grid-2,.grid-3,.grid-4,.form-grid,.kpi-row{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  /* Hero mobile: altezza fissa perché le slide sono assolute */
  .hero-slider .slides{height:auto;min-height:0}
  .hero-slider .slide{position:relative;opacity:1;visibility:visible;transform:none;display:none;transition:none}
  .hero-slider .slide.is-active{display:flex}
  .slide-inner{padding-top:2.2rem;padding-bottom:2.8rem;text-align:center}
  .slide-inner h1{font-size:1.7rem;max-width:none}
  .slide-inner .lead{font-size:1rem;margin-left:auto;margin-right:auto}
  .slide-inner .hero-cta{flex-direction:column;align-items:stretch}
  .slide-inner .hero-cta .btn{width:100%}
  .slide-inner .pill{margin:0 auto}
  .slider-arrow{display:none}
  .slider-dots{bottom:12px}
  .media-img{min-height:220px}
  .crumb-hero .lead{font-size:.98rem}
  .wa-float span{display:none}
  .wa-float{padding:.85rem;border-radius:50%}
  .footer-bottom .container{flex-direction:column;align-items:flex-start;text-align:left}
}

/* Slider: su mobile senza JS di posizionamento assoluto usiamo il flusso.
   Su desktop l'overlay assoluto gestisce la transizione. */
@media (min-width:641px){
  .hero-slider .slide{display:flex}
}

@media (prefers-reduced-motion:reduce){
  .reveal{opacity:1;transform:none;transition:none}
  .hero-slider .slide{transition:opacity .3s}
  .is-active .slide-inner{animation:none}
}

@media print{
  .site-header,.site-footer,.wa-float,.no-print,#google_translate_element{display:none!important}
  body{background:#fff}.container{max-width:100%}
}

/* ---------- Recensioni ---------- */
.review-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.3rem;box-shadow:var(--shadow);display:flex;flex-direction:column;gap:.6rem}
.review-head{display:flex;align-items:center;gap:.7rem}
.review-head strong{display:block;color:var(--navy);font-size:.95rem}
.avatar{width:42px;height:42px;border-radius:50%;color:#fff;font-weight:800;display:grid;place-items:center;font-size:.9rem;flex:0 0 auto}
.review-meta{display:block;color:var(--muted);font-size:.78rem}
.stars{display:inline-flex;gap:2px}
.review-text{margin:0;color:var(--ink);font-size:.92rem;line-height:1.5}

/* ---------- Logo immagine ---------- */
.brand-logo{height:46px;width:auto;display:block}
.footer-logo{height:60px;width:auto;margin-bottom:.6rem}
@media(max-width:640px){.brand-logo{height:40px}}